Feeling Like Running Away?
Whether you love or hate the current state of America or simply want to put your feet up somewhere calm, retiring abroad can be an attractive choice. If you’re worried about affordability or just want to know the pros and cons of different countries, then this list is the one for you.
1. Expensive: Switzerland
If money isn’t an object, then one of the best places out there is undoubtedly Switzerland. From the scenic Alps to the beautiful glacier parks, there’s plenty to see and do. The country also benefits from its neutrality and is quite wealthy.
Patrick Robert Doyle on Unsplash
2. Affordable: Thailand
Many people have been raving about Thailand, and if you prefer warmer climates to cold ones, then this island paradise is the one for you. Aside from the scenic sun-kissed beaches, there are also plenty of cultural temples and tasty street foods to partake in. Plus, the American dollar goes really far, making it a comfortable choice.
3. Expensive: Italy
Depending on where in Italy you choose to live, it can be a little more affordable, but it’s certainly one of the pricier choices on this list. Everyone loves the versatility of Europe, and Italy is best known for its Mediterranean climate and delectable foods. You can probably get away with speaking mainly English, and the cost of living is half as expensive as in the United States.
4. Affordable: Malaysia
Another island paradise worth considering is Malaysia. To begin with, the climate is warm, and the cost of living is quite affordable. Houses are quite affordable, and you can easily rent apartments for the equivalent of $200 USD a month. Additionally, there are plenty of world-class private hospitals to cater to your needs, and most visits only cost $10 to $50 USD.
5. Expensive: Greece
If you want to keep the Mediterranean trend going, then there’s nothing quite like Greece. From the rich history to the delectable foods, you’ll find plenty to do whether you prefer roaming the mountains or tanning on the white beaches. As long as you avoid the super popular hotspots like Athens and Santorini, Greece can be surprisingly affordable. There’s even an affordable monthly fee for public healthcare, and plenty of houses start at only €100,000.
6. Expensive: France
France is undoubtedly one of the more expensive options out there, but it might be worth it. If you have the money to spare, there are few places more beautiful than France. From the Eiffel Tower and extravagance of Paris to the lavender fields and wine country of the rural side, there is plenty to do. You can probably find a good deal too if you’re not too picky about the location.
7. Affordable: Mexico
Many Americans think of Mexico when it comes time to vacation or retire, with some being thrown off by concerns around crime. As long as you’re cautious and self-aware, you’ll be able to enjoy the diverse flora, traditional foods, and cultural flavor of Mexico without fear.
8. Expensive: Portugal
Portugal certainly isn’t the most expensive option on this list, but many couples will find themselves spending as much as they would in the United States. Apartments easily range from $1,500 to $2,000 USD, and private health insurance is also a pretty penny. But on the bright side, you get breathtaking beaches, views, and plenty of culture to keep you occupied.
![boats docked near seaside promenade]](https://www.thesavvygamer.com/storage/app/media/roughmaps/2025/2/3/17386163058c1fb4e9ed369aec172bc8d9256a2d176e0fdc1d.jpg)
9. Affordable: Costa Rica
Costa Rica is the poster child of adventure tourism, and that’s no surprise when you consider the vast jungles, interesting animals, and unique landscapes that make up the country. You can expect to spend $2,000 to $2,500 in monthly expenses, which include decently priced rent, healthcare, internet, and of course, fun money for sightseeing, trips, and food.
Marcelo Villalobos on Unsplash
10. Expensive: Spain
Spain, like the United States, can easily average $2,000 to $2,500 per month in terms of living costs. Of course, if you’re moving from Los Angeles or New York, this will be a big saving. Either way, Spain has a pretty accessible visa for retirement-aged Americans and is well known for its low crime rates.
11. Affordable: Panama
One of the coolest things about retiring to Panama is the Friendly Nations visa. By simply investing $200,000 into real estate, you’re already halfway there. You can even deposit that money into a fixed-term account and focus on renting some of the plenty of affordable apartments around. Plus, a golf membership only costs $350 USD a month!
12. Expensive: New Zealand
For fans of Lord of the Rings, New Zealand might just be heaven on Earth. Unfortunately, heaven has quite the price tag attached. Depending on where you choose to live, rent can be quite pricey, but on the flip side, private insurance isn’t too bad, ranging between $26 to $130 monthly. On the plus side, there are plenty of scenic landscapes to enjoy, and New Zealand is one of the safer countries out there. Just be ready to invest a pretty penny to qualify for the temporary retirement visitor visa.
13. Affordable: Uruguay
In Uruguay, it’s pretty reasonable to live comfortably on no more than $1,200 to $1,500 USD, and this accounts for rent and health insurance. Not only is this country considered one of the safest in South America with low crime, but it also has a Pensionada visa that makes it easy for Americans with a stable $1,500 income to come on over.
Guilherme Hellwinkel on Unsplash
14. Expensive: Canada
Canada’s glory days are unfortunately behind it, and now the country is more expensive than ever. Expect to pay up to $3,000 to make it in this country, with things getting quite crazy if you want to be anywhere near Toronto or Vancouver. Additionally, immigration issues make the country more complicated than ever to get to, but the cultural similarities might be worth it.
15. Affordable: Estonia
Few people have heard of Estonia, but it is well known as a safe little gem hidden along the coast of the Baltic Sea. It’s also quite affordable, with most people spending only $910 monthly, and getting plenty of forests, lakes, and historical old towns to explore in return.
16. Expensive: Ireland
Ireland is one of the most beautiful countries in Europe, known for its gorgeous highlands, beautiful waterfronts, and of course, stunning architecture. However, all of this comes at quite the cost, with the average monthly spending ranging from $3,000 to $4,000. For Americans that earn $50,000 annually, retirement is easily accessible through the Irish Retirement Visa.
17. Affordable: Czech Republic
Along the western coast of Europe is the Czech Republic, which is known for its low rental prices, environmental cleanliness, and safety. In exchange for choosing this country, retirees benefit from stunning architecture and delicious European food, making it an ideal choice for those willing to commit to the immigration process.
18. Expensive: Singapore
Fair warning: Singapore is ludicrously expensive, but you do get a lot in return. It is quite a peaceful and safe country, plus it has some of the best healthcare facilities in the world. Additionally, since English is predominantly spoken there, it’s easy to get acquainted with the stunning architecture, sci-fi cityscapes, and comforting amenities.
19. Affordable: The Philippines
Plenty of Americans think of the Philippines for their retirement dreams, and the draw is pretty apparent when you consider the affordable resorts, beautiful beaches, and adventurous street food. Plus, for retiring Americans, the expat visa is fairly accessible, and the tax exemptions are an added benefit.
20. Expensive: Japan
For many people, Japan is the ultimate dream retirement, but unfortunately, it’s a difficult pick. There are few immigration opportunities for non-Japanese natives, and the language barrier can be a bit limiting. Additionally, if you plan to live in the city, be prepared for very high prices.
